Your Relationship with Money: From Avoidance to Aligned Action

Hey, Radiant Soul!

I decided to do another blog post on the book I’m revisiting — Emma Mumford’s Positively Wealthy. I recently revisited a chapter that struck me right at the core: how avoidance blocks our flow with money. It felt like Emma had peeked into my own story — the years I spent carrying the shadow of student loans, the budgeting spreadsheets I pushed aside, the way I pretended “not looking” meant “not worrying.”

The truth? My nervous system was carrying the weight the whole time.

When I finally sat down and faced my numbers—my student loans, my budget, all of it—something incredible happened. I expected fear, shame, or judgment to wash over me. Instead, I felt neutral, calm, and steady.

That neutrality changed everything. It showed me how much my healing practices had shifted me. Reiki, affirmations, nervous system regulation, and embodiment practices had created enough inner safety that I could look at money without spiraling.

For the first time, I could say: This is where I’m at. And from here, I can create a plan that supports me.

That moment of acceptance is where real change begins.

Avoidance, I’ve learned, never really goes away; it just lives in the body. It shows up as the knot in your stomach when a bill arrives, the tightness in your chest when you think about debt, the heaviness in your shoulders when you push it all aside. Even when we avoid the numbers, our nervous system carries them.

Acceptance feels different. It’s like giving your body permission to exhale. It’s the quiet relief of putting your feet on the ground, placing your hands on your heart or belly, and saying: I see what’s here, and I can hold it. From that place of presence, the body softens, the breath deepens, and clarity begins to flow.

Try this right now: put your feet on the floor, soften your jaw, and place one hand on your heart. Breathe in for four counts, breathe out for six. With every inhale, imagine golden light flowing in. With every exhale, imagine avoidance leaving your body.

When I finally logged into my student loan portal after months of avoidance, I thought I’d spiral into shame. But instead, neutrality showed up. Neutrality isn’t indifference — it’s a regulated state, the space where you can see what’s true without drowning in judgment. And from there, you can take aligned action.

If you imagine opening your banking app right now, pause and notice what your body does. Place a hand over your chest and say: This is just information. I can meet it with compassion. Notice the difference neutrality makes.

And here’s what surprised me even more: gratitude followed once I created space through awareness. Not gratitude for the debt itself, but gratitude for what it made possible: the education I accessed, the resilience I built, the practices that now allow me to sit calmly with money instead of collapsing into fear.

Pause: Place your hand over your heart and say one thing you’re grateful for in your financial journey. Notice how your body feels as you speak it. That slight shift is energy changing form.

Emma also reminds us that significant amounts of money can come from anywhere — that our role isn’t to control the “how,” but to align our energy, set our intentions, and take inspired steps. That’s when money can flow through unexpected doors: our work, our creativity, our community, or opportunities we can’t yet imagine.

Try this right now: Close your eyes momentarily and imagine a door in front of you. Behind it are streams of abundance waiting to flow. Breathe in possibility. Breathe out the need to control the how.

What I love most about Emma’s reminder is that this isn’t just about personal wealth. When heart-centered people heal their relationship with money, the collective energy shifts, too. Every time I step toward freedom, I create more capacity to serve my clients, students, and community. My abundance ripples outward.

Here are some affirmations that have supported me as I’ve rewired my money story. Feel free to speak them out loud and notice what shifts in your body:

• I can look at my finances with neutrality and compassion.

• My body is safe as I witness the truth of my money story.

• I release shame and invite clarity.

• Money is energy, and I am open to receiving it in unexpected ways.

• My abundance ripples outward and supports the collective good.

  
  

And if you want to explore this more deeply, here’s a journal prompt to sit with:

Where am I currently avoiding money or finances in my life?

How does that avoidance live in my body, and how can I bring compassion and presence instead?

Take a few breaths before you write, and let your shoulders soften. Writing from presence feels very different than writing from fear.

I also want to share three small money steps you can take right now:

1. Look at your numbers with compassion. Place a hand on your heart as you do. It’s just information.

2. Ground in gratitude. Write down three things you’re grateful for in your financial journey. Pause after each one and let your body feel the truth of it.

3. Choose one aligned action. Maybe it’s setting aside $20 in savings, making an extra payment, or creating a simple weekly budget. Imagine golden light surrounding that step, as if the energy of abundance flows through it.

   
   

If you’d like to go deeper, here’s a short Reiki practice I use:

Sit with your feet grounded. Place your hands over your heart or belly. Imagine golden Reiki light flowing through your hands into your body, filling every place where fear or avoidance has lived. With each inhale, let that light expand. With each exhale, release judgment and shame. Whisper to yourself: I am safe to see the truth. I am safe to receive abundance.

Stay here for a few minutes and notice if your breath or body softens. That softness is proof of the shift.

Final Thought

Louise Hay once wrote: “It’s okay for me to want some things from life because the truth is there’s enough for everyone. In receiving, I bring balance to the world. In manifesting, I show others that they can manifest too. I am grateful to be held by the universe as it meets my needs for the highest good of all.”

Reading those words reminded me that honoring our needs is not selfish, it’s sacred.

Allowing ourselves to receive keeps us resourced enough to give. And every time we heal our relationship with money, we create space for others to do the same.

If you’ve been avoiding, judging, or fearing money, let this be your gentle nudge: You can always begin again.

Book your Money Reiki Session Here.

If you’re ready to explore the practices that inspired this post, you can grab your copy of Positively Wealthy by Emma Mumford below and start your 33-day journey to alignment and abundance.

Find Postively Wealthy Below*.

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Keep shining, remember, you got this.

*As an affiliate, I may earn a small commission from qualifying purchases made through this link — at no extra cost to you. I’m only sharing this because I’ve personally read and loved Positively Wealthy, and I believe it can support your manifestation journey.